Minimum Payment Calculator
This calculator will show you how much interest you will end up paying if you make only the required minimum payment on your credit card bill. It will also tell you how many minimum payments you will make before the balance is paid off...
Future Value Calculator
This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an initial investment plus a fixed monthly addition...
Invest in Your Debts
Before you go throwing darts on Wall Street check to make sure you can't earn a higher rate of return simply by investing in your debts...
Future Value of Purchases
This calculator will show you the Foregone Interest Earnings that will result after spending a given dollar amount on a non-appreciating, non- necessary purchase...
Accelerated Debt Pay Off
This calculator will show you how much time and money you could save paying off your debts with a "roll over" method. Using the rollover method as each smaller debt is paid off, the freed-up payment amount is then applied to the next larger debt and so on until all debts are paid off.
Bi-Weekly Mortgage Calculator
This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year--without hardly noticing the additional cash outflow. But, as your about to discover, you will certainly notice the increased cash flow that will occur when you pay your mortgage off way ahead of schedule!
Increase Your Wage
If you work one hour and spend that hour's entire wage on a non-necessary, non-appreciating purchase, you have effectively limited the value of one hour's wage to its face value. On the other hand, if you were to invest all or part of the one hour's wage into an interest earning investment, this would serve to increase that hour's wage by an amount equal to the total interest earned by the investment.
Loan Comparison
This calculator will help you to compare the total interest charges of four different loans.
Non Monthly Payment Calculator
This calculator will convert your non-monthly payments into their monthly equivalents, and then provide you will a total. This total will represent how much you will need to set aside each month in order to make your non-monthly payments as they come due. A great budgeting tool!
Lifetime Savings Calculator
This calculator will show you how much you'll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings as you realized them. As you're about to see, "a penny saved" can REALLY ADD UP!
Use the financial calculators below to help manage your financial life
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